If you rent an apartment or house in California, then you should be aware of a few new laws that went into effect on January 1. These laws may affect your rights. The Bed Bug Law, AB 551 This law is important since bed bugs continue to plague rental properties…
Back in 1975 Gov. Jerry Brown signed a law limiting pain and suffering damages in medical malpractice cases. Since then other laws have been enacted which have affected tort reform– in 1997 a period known as the “napkin deal” took effect, and lasted 5 years, whereby insurance companies received protection…
Policyholders give insurance companies billions of dollars every year in the form of premiums to protect them from the risk of paying huge out of pocket expenses after an injury. But the sad fact is that many don’t receive anything when that risk becomes a reality. Insurance companies are notorious…
Insurance companies employ bad faith tactics in different ways. There is no doubt about it, though, that no matter the way, insurance denial can wear people down. The following is a common scenario involving disability benefits. First, an insured person files a claim involving an injury. Then the insurance company…
Anyone who has insurance is vulnerable to insurance fraud. It does not matter what type of policy you hold, whether you have an individual plan or employer based insurance –you are not safe from insurer bad-faith practices. What is more, even people who have high paying jobs with great insurance…
What is “Bad Faith”? Bad Faith refers to a claim an insured person has against an insurance company that won’t honor a policy or pay a legitimate claim. At this point in time, it should be no surprise that some insurance companies delay payments in order to keep your money.…