A driver and passenger of a rented GoCar in San Francisco were involved in a collision mid-January, according to Mission Local. The two individuals were injured after they collided with a Toyota sedan on 24th Street, throwing them from their three-wheeled, open-air vehicle. Some witnesses state the GoCar driver may have run a red light and clipped the front end of the Toyota. However, the police will thoroughly investigate the situation to determine fault and whether any charges are appropriate. While everyone in this accident may have walked away relatively unscathed, this incident raises the question: Whose insurance covers crashes caused by GoCar drivers? If you were injured in an accident with these small rented vehicles, do not hesitate to reach out to a San Francisco personal injury attorney of Brod Law Firm.
Filing an Insurance Claim After an Accident
If you know the driver of the GoCar vehicle was responsible for the crash that led to your injuries, you should speak with an experienced personal injury attorney about the best way to recover compensation. Once you have evidence that the GoCar operator was at fault for the collision, you will need to determine the most appropriate insurer to file a claim with.
You have two main choices of insurers: GoCar’s insurance or the operator’s own auto insurance. Some individuals will have their own auto insurance policy because they own a personal vehicle. However, this may or may not follow them to other vehicles. If you are in an accident, you should ask about the driver’s insurance, including the insurance company, type of policy, and policy number.
Your other option for recovering compensation through an insurance claim is filing a claim with GoCar’s insurer. It is possible that the GoCar operator purchased the collision damage waiver or supplemental liability insurance, which may increase your chance of negotiating a fair settlement.
Recovering Through a Personal Injury Claim
If the GoCar operator caused a serious accident leaving you with hundreds of thousands of dollars in medical bills, lost wages, and pain and suffering, then you may need to do more than file an insurance claim to recover. The policy limit for an accident caused by GoCar driver may be less than what you need for compensation. In this situation, an experienced personal injury attorney can represent you in filing a personal injury claim. You have up to two years after the accident to file suit.
During a personal injury suit, you can seek to recover compensation for:
- Past medical expenses
- Future medical expenses
- Past lost earnings
- Future lost earnings
- Reduced future earning potential
- Loss of ability to provide household services
- Damage to personal property
- Loss of use of personal property
- Physical pain
- Mental suffering
- Emotional distress
- Loss of consortium
Contact a San Francisco Personal Injury Lawyer Today
If you were in an accident with any rental or commercial vehicle like a GoCar, call the Brod Law Firm as soon as possible. Figuring out liability and whose insurance company to contact can be more difficult than you expect. At Brod Law Firm, we have years of experience investigating accidents and finding the best way for our clients to recover compensation. To schedule a free consultation, contact us at 1 (800) 427-7020.
Photograph by Mike Peel (www.mikepeel.net)