Articles Tagged with insurance

soren-astrup-jorgensen-206084-unsplash-copy-300x200In California, everyone must carry the minimum amount of insurance required by state law. When you get into an accident with a negligent driver, you will have two insurance companies to deal with — your own, and that of the other driver. While this may sound fairly straightforward, it is not.

The insurance company, particularly the one for the other driver, is not your friend. They will try anything they can to get you to admit fault, or take your words out of context so you look like the negligent party. Many drivers are not familiar with their tactics. As such, they get tricked into providing things not required of them by law, or signing away their rights. Below are a few of the strategies these companies use to ruin your claim.

They Show Up Immediately

daniel-monteiro-413416-copy-199x300Surprisingly to most drivers in California, the state does not require drivers to have liability insurance. What the law does require, however, is that a motorist be able to show financial responsibility. There are four ways by law that a motorist can do this. The motorist must either have a:

  • Motor vehicle liability insurance policy
  • Cash deposit of $35,000 on file with the DMV

matthew-hamilton-135738-copy-300x200On March 13, 2016, Robert and Ruth Robinson requested an Uber through the phone app. They were picked up by driver Baher Tamim. The Robinson’s allege that Tamim’s negligence caused his vehicle to crash into another car that was stopped at a red light near Post Street in San Francisco. In a lawsuit filed in April against Uber, its wholly owned subsidiary Rasier LLC, and Tamim, the Robinsons cliam that the driver’s negligence behind the wheel caused them injuries.

Ride-sharing services like Uber have become extremely popular around the country. They can be incredibly convenient and can increase safety on the roads by ensuring that overly tired or inebriated individuals do not drive. However, ride-sharing drivers are normal individuals. They are not trained or expert drivers, and they can be careless, reckless, and intentionally harmful when driving. When this behavior causes an accident and results in their passengers becoming injured, the drivers and the ride-sharing companies face civil liability.

If you were injured in an accident caused by your ride-sharing service driver’s negligence, contact an experienced San Francisco personal injury attorney from Brod Law Firm. Uber and other services carry insurance plans, but you may need help filing a successful insurance claim or representation for a personal injury suit.